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Spectrum Credit ltd

Graduate Trainee

Closes in 7 daysFull timeLusaka
Apply on company siteGenerate cover letter· ProfessionalK250 per monthTailored CV· ProfessionalK250 per month

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Required skills

financial analysiscompliancefinancebusiness administrationproblem solvingsalesmicrofinancecommunicationit operationscustomer servicemarketinghuman resource and administrationaccount managementpublic administrationcredit check

About the role

Spectrum Credit Limited is pleased to announce its 2026-2027 Graduate Trainee Programme, a comprehensive initiative designed to develop future leaders in Zambia’s financial services sector through structured training, guided mentorship, and practical departmental rotations—providing graduates with the professional competencies to excel in sales, operations, credit, compliance, and customer‑focused financial solutions while building a pathway to long‑term growth and leadership in the finance and credit industries.

Location: Head Office, Lusaka

Programme Structure

Selected candidates will rotate across diverse functions, with each assignment guided by clear targets and outcomes monitored by HR and host teams.

  • Sales & Customer Service: Client onboarding, account management, credit structuring, and customer support across our three core products
  • Credit Department: Loan processing, documentation, and credit assessment.
  • Collections Department: Recovery procedures and customer account management.
  • Operations and Product Innovation: Business operations, process optimization and new product development

Key Features

  • Training: Structured training plan facilitated by industry experts to enable skills transfer
  • Buddy System: Workplace coaching and navigation support.
  • Journals: Reflections, progress notes, and learning evidence.
  • Performance Reviews: Monthly reviews to track progress and growth.
  • Placement Opportunities: Top performers may be placed into permanent roles by programme completion.
  • Access Devices: Tablets or laptops may be provided to aid in the completion of tasks

Participants will gain:

  • Structured training and mentorship from experienced professionals.
  • Hands-on experience in loan products, customer service, operations and compliance.
  • Career development opportunities with potential for long-term employment.
  • Professional skill-building in communication, reporting, and financial analysis.